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What is Shopkeeper’s
Insurance Policy

This policy has been devised to cater to the needs of shopkeepers and cover the overall exposure of their business. This umbrella policy combines a lot of contingencies to offer unmatched convenience and comprehensive coverage.

Know What Our Shopkeeper’s Insurance
Policy Offers You

Fire and Allied Perils Protection

Loss or damages caused by fire to the building and contents excluding money and valuables.

Burglary & Robbery

Loss or damage caused due to an actual or attempted burglary including money kept in a strong room or cashier’s counter.

Money in Transit Cover

Robbery or theft or any other fortuitous leading to the loss of money in transit which is being taken care of by an authorized employee. Show More Show Less

Plate Glass,Neon and Glow Sign Board Cover

Accidental loss or damage to sign board of various types.

Electronic Equipment Cover

Loss or damage to electronic equipment excluding data and the cost of retrieving it.

Breakdown Cover

Electrical or mechanical breakdown of business appliances like Air Conditioners, Freezers, etc.

Personal Accident Cover

Any bodily injury to the Policyholder or to the employees mentioned in the policy leading to death or disability is covered by the policy. Show More Show Less

Fidelity Guarantee

This policy covers any loss to you caused by any fraudulent act and dishonesty committed by an employee employed by you. Show More Show Less

Public Liability

Covers the insured arising out of bodily injury or property damage in connection with the activity or business. the Insured is held legally liable to pay compensation to third persons. covers also pays the legal expenses incurred in defending the claim with the consent of the insurers. Show More Show Less

Workmen's Compensation

You get cover against liability towards your workmen under the Workmen’s Compensation Act, Fatal Accident Act and Common Law. Show More Show Less

Business Interruption

Loss due to interruption in business because of loss or damage to the Premises by any of insured perils for which valid claim is payable under Fire and Allied Perils Show More Show Less

Radioactive contamination

Any loss or damage arising as a result of radioactive contamination.

Public Authority

Loss or damage to the property as a result of the orders of any public authority.

Pollution

Loss or damage caused by pollution or contamination.

Depreciation

Loss or damage caused by wear and tear, or due to pests.

Wilfull Act

Loss or damage willfully caused by the Policyholder or by someone else on his/her behalf.

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

Get Claim in 3 Easy Steps

1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-403/1800-200-403

2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

Want to know More?

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Policy Wording

List of Universal Sompo Branches near you

List of Universal Sompo
Branches near you

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Our Customers Are Our Family
Look At What They Have To Say!

I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

Pavan Kumar Soni

My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

Dr. Sachin M Zadbuke

I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

Kalpesh Parmar

Gujrat

I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

Avdhesh Mourya

Delhi

Shopkeeper’s Insurance Policy

Prosperity all the way

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Why Universal Sompo

What is Shopkeeper’s
Insurance Policy