Covers children between
3 years to 25 years
Covers persons
from 18 years upto 100 years
Lifetime
renewal
Sum Insured between
Rs 2.5Lakhs to Rs 15Cr.
Pays the Sum insured if Injury results in Death of the insured person on account of an accident.
Any claim for death or disablement (whether of a permanent or temporary nature), hospitalisation of the insured person, directly or indirectly due to War and war like occurrence, acts of foreign enemies,hostilities, civil war, rebellion, revolutions, insurrections, mutiny, military or usurped power, seizure, capture, arrest, restraints and detainment of all kinds. Show MoreShow Less
Any claim for death, disablement (whether of a permanent nature or of a temporary nature), hospitalization of Insured Person from intentional self-injury unless in self-defense,attempted suicide whilst under the influence of intoxicating liquor or drugs or other intoxicants except where the insured is not directly responsible for the injury / accident Show MoreShow Less
Death or injury arising or resulting from the Insured Person committing any breach of law with criminal intent.
Set the ball rolling by requesting for cashless approval through a network hospital. Post which we evaluate and approve/reject the request.
After approval, go ahead with the hospitalization.
The claim gets settled directly with the hospital upon discharge.
Settle the bill with the hospital and share the original documents and invoices with us.
We authenticate the documents.
The approved amount gets deposited in your bank account.
I am writing to appreciate the quality of service offered to me by Universal Sompo. I had submitted a claim after my husband’s demise and Universal Sompo settled it within one month. The paper work was quite simple and so was the entire claim process. Really grateful and thankful to the team.
I chose Universal Sompo as my health insurance partner, and I can gladly say that I made the right choice. Their customer service team is proactive, customer-centric, digitally-enabled and provides best services. I strongly recommend Universal Sompo to anyone who is looking for a reliable health insurance provider.
I lost my father in a tragic accident. He had a Personal Accident Policy with Universal Sompo. So, I reached out to the claims team that very patiently guided me through the claim procedure. My claim got settled in January 2021, for which I am extremely grateful.
I recently tested positive for COVID-19 and had to be hospitalized. After I got discharged, an officer came to my home, collected my bills, and forwarded them for approval. I got my claim amount sanctioned within a week. Hard to believe, right? But it happened.
I am a resident of Jodhpur city, currently preparing for SSC exams. Recently, I and my elder brother got infected with COVID-19, but fortunately, each one of us had Corona Rakshak Policy from Universal Sompo. It saved us from any major inconvenience as far as the financial front is concerned.
I lost my wife to COVID-19. For me, nothing can compensate for her loss. But it is at such times that you know who your real well-wishers are. And for me, Universal Sompo is one of them. Really grateful to all that you did for me.
Minimum entry age is 18 years and maximum age at entry is at least 70 years. Dependent Child / children will be covered from age 3 months to 25 years.
Yes. “Saral Suraksha Bima” can be availed by a family on individual basis which means that the chosen sum insured shall apply to each family member separately.
Family consists of the proposer and any one or more of the family members as mentioned below:
The policy period is one year.
The policy has three base covers which are mandatory covers and three optional covers which can be chosen by the policyholder based on the requirement.
These covers are listed below:
Base covers:
Optional covers:
Benefit equal to 100% of Sum Insured is payable on death of the insured person, due to an Injury sustained in an Accident during the Policy Period, provided that the Insured Person’s death occurs within 12 months from the date of the Accident.
This policy will automatically terminate upon the Insured Person`s death or payment of 100% Sum Insured. However, the cover will continue for the remaining Insured Persons till the end of Policy Period.
The minimum sum insured available is Rs. 2.5 lakhs and maximum limit is Rs. 1.5 Crore. The policyholder may choose any Sum Insured within these limits in the multiples of fifty thousand.
Yes. Cumulative bonus is applicable only in respect of base cover. Sum insured (excluding CB) will be increased by 5% of sum insured in respect of each claim free policy year subject to maximum of 50% of the sum insured, provided the policy is renewed without a break. If a claim is made in any particular year, the cumulative bonus accrued will be reduced at the same rate at which it has accrued.
Insurance is the subject matter of solicitation. IRDAI Registration Number - 134. CIN # U66010MH2007PLC166770.
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