BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS, IRDAI or its officials do not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. | In light of the cyclone, landslides & flood, we pray for your safety and the well-being of your loved ones. For any claims related assistance please contact our Nodal Officer, Click here for the Claim Assistance, Click here for the Claim Notification

Why you should buy
Healthcare Insurance from us

Tailor-made Plans

Tailor-made Plans

Affordable Premium

Affordable Premium

Flexible Sum Insured

Flexible Sum Insured

Wide Hospital Network

Wide Hospital Network

Cover Highlights For You And Your Loved Ones

Cover Highlights

  •  Covers children between 3 years to 25 years

    Covers children between
    3 years to 25 years

  • Covers persons from 18 years upto 100 years

    Covers persons
    from 18 years upto 100 years

  • Lifetime renewal

    Lifetime
    renewal

  • Sum Insured between Rs 2.5Lakhs to Rs 15Cr.

    Sum Insured between
    Rs 2.5Lakhs to Rs 15Cr.

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Know What Our Saral
Suraksha Bima Policy
Offers You

Accidental Death
Accidental Death

Pays the Sum insured if Injury results in Death of the insured person on account of an accident.

Permanent Total Disablement
Permanent Total Disablement

Covers Total Disability which is permanent in nature, due to accident if the accident results in such Disability and occurs within 12 months of the accident date. Show MoreShow Less

Permanent Partial Disablement
Permanent Partial Disablement

Covers any injury which results in partial disability defined in table below directly due to Accident within 12 months of the accident date. Show MoreShow Less

Death or disablement
Death or disablement

Any claim for death or disablement (whether of a permanent or temporary nature), hospitalisation of the insured person, directly or indirectly due to War and war like occurrence, acts of foreign enemies,hostilities, civil war, rebellion, revolutions, insurrections, mutiny, military or usurped power, seizure, capture, arrest, restraints and detainment of all kinds. Show MoreShow Less

Suicide
Suicide

Any claim for death, disablement (whether of a permanent nature or of a temporary nature), hospitalization of Insured Person from intentional self-injury unless in self-defense,attempted suicide whilst under the influence of intoxicating liquor or drugs or other intoxicants except where the insured is not directly responsible for the injury / accident Show MoreShow Less

Financial Protection
Financial Protection

Just like every other health insurance plan, we also cover your hospitalization expenses such as room rent, ICU, investigations, surgery, doctor consultations etc due to illnesses and injuries seamlessly. Show MoreShow Less

Adventurous Sports
Adventurous Sports

Death or injury due to participation as a professional in hazardous or adventure sports, including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving. Show MoreShow Less

Explosives
Explosives

The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof Nuclear, chemical and biological terrorism Show MoreShow Less

Breach of
                            law
Breach of law

Death or injury arising or resulting from the Insured Person committing any breach of law with criminal intent.

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Get all your policy related details on your fingertips.

Get Claim in 3 Easy Steps

Initiation
1Initiation

Set the ball rolling by requesting for cashless approval through a network hospital. Post which we evaluate and approve/reject the request.

Hospitalisation
2 Hospitalisation

After approval, go ahead with the hospitalization.

Claim Settlement
3Claim Settlement

The claim gets settled directly with the hospital upon discharge.

step 1
1Initiation

Settle the bill with the hospital and share the original documents and invoices with us.

step 1
2Verification

We authenticate the documents.

step 1
3Claim Settlement

The approved amount gets deposited in your bank account.

Find Hospitals Associated With
Universal Sompo Near You

Looking For Nearest Cashless Hospitals?
List of Hospitals Associated with Universal Sompo near you

Cashless Hospitals Near You

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Our Customers Are Our Family
Look At What They Have To Say!

  • I am writing to appreciate the quality of service offered to me by Universal Sompo. I had submitted a claim after my husband’s demise and Universal Sompo settled it within one month. The paper work was quite simple and so was the entire claim process. Really grateful and thankful to the team.

    P. Usha

    Tamil Nadu
  • I chose Universal Sompo as my health insurance partner, and I can gladly say that I made the right choice. Their customer service team is proactive, customer-centric, digitally-enabled and provides best services. I strongly recommend Universal Sompo to anyone who is looking for a reliable health insurance provider.

    Rajat Pardal

    Delhi
  • I lost my father in a tragic accident. He had a Personal Accident Policy with Universal Sompo. So, I reached out to the claims team that very patiently guided me through the claim procedure. My claim got settled in January 2021, for which I am extremely grateful.

    Chetan Praksah

    New Delhi
  • I recently tested positive for COVID-19 and had to be hospitalized. After I got discharged, an officer came to my home, collected my bills, and forwarded them for approval. I got my claim amount sanctioned within a week. Hard to believe, right? But it happened.

    Pius Devote

    Chennai
  • I am a resident of Jodhpur city, currently preparing for SSC exams. Recently, I and my elder brother got infected with COVID-19, but fortunately, each one of us had Corona Rakshak Policy from Universal Sompo. It saved us from any major inconvenience as far as the financial front is concerned.

    Raghuveer Choudhary

    Jodhpur
  • I lost my wife to COVID-19. For me, nothing can compensate for her loss. But it is at such times that you know who your real well-wishers are. And for me, Universal Sompo is one of them. Really grateful to all that you did for me.

    Nikhil Karande

    Pune

Frequently Asked Questions

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