Motor insurance protects you against financial losses arising from accidents, theft or damage. Third-party motor insurance is mandatory under Indian law for all registered vehicles.
Third-party insurance covers legal liability to others. Own Damage covers damage to your insured vehicle. Comprehensive insurance combines both and may also include optional add-on covers.
Coverage generally includes accidents, theft, fire, natural calamities and third-party liabilities. Common exclusions include drunk driving, wear and tear, mechanical breakdown and driving without a valid licence.
Add-ons are optional benefits that enhance your policy, such as zero depreciation, roadside assistance, engine protection, return to invoice and consumables cover.
You can check your policy status through your insurer's website or app, or by using your policy number or vehicle registration details on authorized online portals.
Log in to your insurer's website or app, review your policy details, choose any required add-ons, pay the premium, and download your renewed policy instantly.
Compare coverage, IDV, exclusions, claim process, network garages, add-ons, customer reviews and premium before choosing a policy that suits your needs.
A private car package policy generally combines third-party liability and own damage coverage for private vehicles. Policy features may vary depending on the insurer and applicable regulations.
Look beyond price. Compare coverage, claim settlement process, network garages, add-ons, exclusions, deductibles and customer support before making a decision.
Notify your insurer immediately, register your claim, submit the claim form and required documents, and follow the inspection and repair process as guided by your insurer.