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I want to buy Health Insurance for
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Plan Highlights
  • Additional Sum Insured- Critical Illness Hospitalization
  • Additional Sum Insured- Accidental Hospitalization
  • Mother and Child Care
  • Wellness Package
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Health Claim Settlement96%

Our Claim Settlement Ratio is 96% consistently for last 3 years

I want to buy Health Insurance for
Plan Highlights
  • 100% Auto restoration of sum insured in case of complete or partial utilization of sum insured
  • Cumulative Bonus - 50% of Base maximum up to 200% *
  • Wellness services with Rewards
  • Global Cover - Applicable only for Diamond plan
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Health Claim Settlement96%

Our Claim Settlement Ratio is 96% consistently for last 3 years

Why Universal Sompo?

Get Claim in 3 Easy Steps

Initiation
1Initiation

Set the ball rolling by requesting for cashless approval through a network hospital. Post which we evaluate and approve/reject the request.

Hospitalisation
2 Hospitalisation

After approval, go ahead with the hospitalization.

Claim Settlement
3Claim Settlement

The claim gets settled directly with the hospital upon discharge.

step 1
1Initiation

Settle the bill with the hospital and share the original documents and invoices with us.

step 1
2Verification

We authenticate the documents.

step 1
3Claim Settlement

The approved amount gets deposited in your bank account.

Frequently Asked Questions