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What is Comprehensive
Operational
Large Risk Policy

This policy has been specially designed to cater to the needs of large corporate houses with a global presence, as it is applicable for large manufacturing units with a combined cover of over 2,500 crores. This policy is comprehensive in nature with a few exceptions that are mentioned in the Policy Document.

Know What Our Comprehensive Operational
Large Risk Policy Offers You

Fire Allied perils - Building Contents
Property Damage

Any property in which the Policyholder has legal, beneficial, or any other interest, is covered for damages.

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Business Interruption

Loss happening because of interruption in business operation due to any reason, except for those mentioned in the Policy Document. Show MoreShow Less

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Fire

Caused by normal and natural- Wear and tear and gradual deterioration, Corrosion or Erosion.

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Dishonesty

Caused by infidelity or dishonesty of the Insured.

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Theft

Such incidents fall outside the ambit of this policy unless the theft involves entry or exit by forceful means.

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Watercraft

Watercraft over 30 feet in length, it being agreed that this exclusion does not apply in respect of watercraft on land (other than in dry dock) or permanently on the bed of any watercourse or body of water or where unfueled and manufactured by the Insured. Show MoreShow Less

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Crops

Growing crops, standing timber (but not excluding trees at premises of the Insured used for landscaping purposes only), and animals except for research. Show MoreShow Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-4030/1800-200-4030

step 1
2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

step 1
3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

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Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat

  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi