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What is Householders
Insurance Policy

Having a home of their own is everyone’s dream. It being a lifelong commitment, you need to be one step ahead of everything else to make sure that your home is ready to tackle any eventuality. For this reason, we offer Householders Insurance Policy that offers you comprehensive coverage.

Know What Our Householders
Insurance Policy Offers You

Fire Allied perils - Building Contents
Fire & Allied perils

Loss or damage due to fire or fire-related incidents.

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Burglary & Theft

Loss or damage of items inside the insured premised due to an actual or attempted burglary.

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Valuables

Theft of valuable items and jewellery from the insured premised, or while being worn at an event.

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Plate Glass

Covers damage to plate glass, frames and/or frame works due to accidental breakage during the Policy Period.

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Electronics

Loss or damage to electronic equipment at home.

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Breakdown of Domestic (Electrical & Mechanical) Appliances

Covers the Domestic appliances such as Air conditioners, Generating Sets and Refrigerators etc caused due to electrical and mechanical breakdown. Show MoreShow Less

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Workmen Compensation

This feature protects you against any legal liability which your domestic help or his/her legal heir may bring against you due to injury/death suffered by them during their employment period. Show MoreShow Less

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Personal Accident

Covers accidental death, permanent total disablement, Permanent partial disablement and temporary disablement suffered by Self as well as working Spouse. Show MoreShow Less

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Baggage

This section covers your personal belongings whilst being carried as baggage during travel outside the municipal limits of your city. Show MoreShow Less

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life-policy
Radioactive Contamination

Any loss or damage happening as a result of radioactive contamination.

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War

Loss happening as a result of war or war-like situation.

Fire Allied perils - Building Contents
Sonic Bangs

Damage caused by the pressure waves or any object flying above the speed of sound.

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Wear and Tear

Loss or damage caused by wear and tear or, due to pests.

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Willful Act

Loss or damage willfully caused by the Policyholder or by someone else on his/her behalf.    

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Consequential Losses

Loss by delay, loss of market, loss of goodwill and / or any other consequential or indirect loss or damage not covered under Section 11 where is section 11? Show MoreShow Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-4030/1800-200-4030

step 1
2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

step 1
3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

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Our Customers Are Our Family
Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat

  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi