Why Universal Sompo

Quick Claim
Process
Customer First Approach
PAN India
Presence
24/7
Assistance
We Keep Our Promise

What is Electronic
Equipment Insurance

Universal Sompo's "Electronic Equipment Insurance" is devised to cater to the overall exposures of your business. We have under one single Policy combined a number of contingencies for your convenience and comprehensive coverage.

Know What Our Electronic
Equipment Insurance Offers You

Protect electronic equipment
including software

Electronic equipments like Computers, Medical, Biomedical, Micro- processors; Audio/Visual equipments including the value of Systems Software may be covered under Electronic Equipment Policy. The term equipment shall include the entire computer system consisting of CPU, Keyboards, Monitors, Printers, Stabilizers, UPS, and System Software etc. Dish Antenna is excluded from the scope of cover under this policy. Further portable Electronic Equipments like notebook, lap top computer, sonography are also excluded. Show More Show Less

External Data

Cover External Data and Media also.

Increased Cost of Working (ICOW)

You can also opt for Increased Cost of Working (ICOW) which will pay for the additional costs which you shall incur in order to ensure continued data processing on substitute equipment. Show More Show Less

Loss, damage or liability

Loss, damage or liability directly caused by or arising out of or aggravated by war, Invasion, Act of foreign Enemy, Hostilities or War Like operations (whether war be declared or not), Civil War, Rebellion Revolution Show More Show Less

Nuclear Reaction, Nuclear radiation or radioactive contamination

Nuclear Reaction, Nuclear radiation or radioactive contamination. Willful act or willful negligence of the Insured or his representative, Cessation of work whether total or partial. Show More Show Less

Cost Incurred/time

Cost Incurred/time involved in the movement of machinery and/or any other property and/or personnel outside the territorial limits of India other than the cost of delivery of replacements for machinery lost or damaged. Show More Show Less

Derangement of the Insured property

Derangement of the Insured property not accompanied by damage otherwise covered by this policy. Loss of or damage to the property covered under this policy falling under the terms of the Maintenance Agreement. Show More Show Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

Get Claim in 3 Easy Steps

1Intimation

Fill up the pre-auth form at the network hospital for cashless approval

2Submit Documents

Submit the claim form along with the required documents

3Claim Settlement

At the time of discharge, we settle the claim directly with hospital

Want to know More?

Get all your policy related details on your fingertips.

Policy Wording

List of Universal Sompo Branches near you

List of Universal Sompo
Branches near you

View All

Our Customers Are Our Family
Look At What They Have To Say!

I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

Pavan Kumar Soni

My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

Dr. Sachin M Zadbuke

I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

Kalpesh Parmar

Gujrat

I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

Avdhesh Mourya

Delhi

Frequently Asked Questions

Commercial Insurance

Electronic Equipment Insurance

Get Electronic Equipment Insurance

Need Help with Electronic Equipment Insurance?

Why Universal Sompo

What is Electronic
Equipment Insurance