The Policy provide coverage for Inpatient Treatment, hospitalisation costs, pre and post hospitalisation expenses, day care procedures, domiciliary hospitalisation, and more.

Policy cover primary Insured and his/her Spouse under this policy.

Sum Insured has option from 1 lac to 5 lacs

Yes, 5% of the Sum Insured every claim free year maximum of 10 claim free years.

Yes, Policy has Critical illness as an optional cover.

Policy terms 1 year to 3 years are available under the policy

Yes, Product has Family discount avavilable in it.

A. Investigation & Evaluation(Code- Excl04) B. Rest Cure, Rehabilitation and Respite Care (Code- Excl05) C. Obesity/ Weight Control (Code- Excl06) D. Change-of-Gender Treatments: (Code- Excl07) E. Cosmetic or plastic Surgery: (Code- Excl08) F. Hazardous or Adventure sports: (Code- Excl09) G. Breach of law: (Code- Excl10) H. Excluded Providers: (Code-Excl11) Above is a partial listing of the policy exclusions. Please refer to the policy clauses for the full listing

Yes, Premium paid is eligible for Tax benefit.

The Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.

You will be allowed a period of at least 15 days from the date of receipt of the Policy to review the terms and conditions of the Policy and to return the same if not acceptable.

No, Reinstatement of Sum Insured is not allowed under the policy

10% Co-pay on all hospitalisation claims under the Policy

Insured Person will have the option to migrate to similar health insurance product available with the Company.

Yes, Portability option is available in the policy.

Yes, Our Underwriting Team may ask you to go for some medical test before purchasing policy.

No, the charges incurred for medical check-up once in a block of every 3 claims free years up to 1.25% of the average Sum Insured or the actual amount incurred whichever is less.