The Policy provides for defined benefits for Death and Permanent Total Disablement caused as a result of accidental injury sustained by Insured Persons, in the Accident during the Policy Period.

No, Cumulative Bonus is not applicable for this product

No, optional covers are not available under this policy

The tenure available with this policy is 12 months

Group Discount, On Duty Cover Discount and Off Duty Cover Discount

1. Compensation under more than one of the benefits mentioned in Table of Benefits in respect of same period of disablement.
2. Any payment in case of more than one claim in respect of one insured person under this Policy during any Period of Insurance by which Our liability in that period would exceed CSI.
3. Payment of compensation in respect of a Permanent Partial Disability or Death/disability as a consequence of/resulting from
1. a) Committing or attempting suicide, intentional self-injury.
2. b) Whilst under influence of intoxicating liquor or drugs.
3. c) Drug addiction or alcoholism.etc.
4. Consequential loss of any kind and/or any legal liability
5. Death/disability due to pregnancy including child birth, miscarriage, abortion or complication.

For detailed exclusions, Please refer policywordings.

Yes tax benefit is available under this Policy

People aged between 5 years to 65 years are eligible to be covered under the policy

This Policy offered to cover employees of a firm/Company and members of an association/club, depositors of banks, members of cooperative society’s, NGO’s, SHG’s, Kisan Credit Card Holders, members of APL and BPL segments of society.

You will be allowed a period of at least 15 days from the date of receipt of the Policy to review the terms and conditions of the Policy and to return the same if not acceptable

No, reinstatement of Sum Insured is not allowed under the Policy

No deductible or copay is applicable under the Policy

No, Migration is not applicable to this product

No, Portability is not applicable to this product

No, Pre Policy check-up is not applicable to this product