BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS, IRDAI or its officials do not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. | In light of the cyclone, landslides & flood, we pray for your safety and the well-being of your loved ones. For any claims related assistance please contact our Nodal Officer, Click here for the Claim Assistance, Click here for the Claim Notification
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Why Universal Sompo

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    Process

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    Presence

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What is Bharat Laghu
Udyam Suraksha

The Bharat Laghu Udyam Suraksha Policy provides insurance cover for physical loss or damage to or destruction of Insured Property relating to Your business.

Know What Our Bharat Laghu
Udyam Suraksha
Offers You

medical-policy
Any building or structure

Any building or structurein your premises where you carry on Your business. It may be a shed, flat, house, unit of a building. It may be made of any material. Show MoreShow Less

medical-policy
Plant and Machinery

Plant and Machinery that is, all equipment, machinery, pipes and cables, spares, computers,servers and preloaded licensed system software, located within any structure or in the open area of your premises Show MoreShow Less

medical-policy
Stock of goods or merchandise

It may be finished goods, semi-finished goods, stock in process, stock invoiced and ready for dispatch, raw materials, packing materials, stock in Open in the Insured Premises. Show MoreShow Less

medical-policy
Intentional Act

We do not cover losses or expenses for your deliberate, wilful or intentional act or omission, or of anyone on Your behalf, or with your connivance. Show MoreShow Less

medical-policy
Instruments

We do not cover losses or expenses Loss, damage or destruction to any electrical/electronic machine, apparatus, fixture, or fitting by over running, excessive pressure, short circuiting, arcing, self-heating or leakage of electricity. Show MoreShow Less

medical-policy
Damage by spoilage

Loss, destruction or damage to the stocks in cold storage premises caused by change of temperature, Loss, or damage by spoilage resulting from the retardation or interruption or cessation of any process or operation caused by operation of any of the Insured Event. Show MoreShow Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-403/1800-200-403

step 1
2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

step 1
3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

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Our Customers Are Our Family
Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat
  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi

Frequently Asked Questions

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