Health and Wellness Programs
Our health benefits include comprehensive medical, dental, and vision coverage, mental health support, and wellness programs tailored to different age groups and health needs.
Universal Sompo General Insurance Co. Ltd. is a joint venture of Indian Bank, Indian Overseas Bank, Karnataka Bank Ltd., Dabur Investment Corporation and a leading general insurer from Japan, Sompo Japan Insurance Inc. We offer a wide-range of products catering to Retail, Rural, SME & Corporate customer segments.
To emerge as a market leader in our chosen domain by winning customer confidence through superior value and continually enhancing the same.
At Universal Sompo, our values are more than just words—they're the heartbeat of our culture and the driving force behind everything we do. We’re here to make waves, and by living these values, we create a positive impact for everyone involved—customers, employees, partners, shareholders, and the community.
We see challenges as stepping stones, not roadblocks! Every setback is a setup for a comeback. Our culture thrives on curiosity and resilience, encouraging everyone to push boundaries and explore new horizons. We learn, adapt, and grow together!
Integrity is our superpower! We’re committed to doing what’s right, even when no one is watching. By being transparent and accountable, we build trust with our customers and partners. Honesty isn’t just the best policy; it’s the only policy!
Trust is the glue that holds us together. We keep it real by sharing information and encouraging open conversations. Everyone’s voice matters here, and we’re all about creating an environment where you feel valued and heard. Together, we can build stronger relationships!
Innovation is in our DNA! We’re not just keeping up with the times; we’re setting the pace. By embracing new ideas and technologies, we constantly enhance our services and elevate customer experiences. We think outside the box and redefine what’s possible!
Teamwork makes the dream work! We believe in the power of collaboration, bringing together diverse perspectives to achieve our goals. Whether it’s brainstorming sessions or cross-department projects, we’re all about building a community where everyone contributes to our shared success.
At Universal Sompo, we are dedicated to getting it right for everyone—customers, employees, shareholders, partners, and the community. We actively listen to your needs and feedback, ensuring our decisions reflect your values. By fostering strong relationships and keeping the lines of communication wide open, we create a collaborative vibe that drives mutual success and amplifies our impact.
Experience customised and reliable insurance solutions designed to meet your unique needs
We provide a claims service that's truly hassle-free, ensuring a smooth process when you need it most
Leveraging AI and enhanced machine learning to deliver smarter and faster service
We build a highly engaged talent pool and actively foster business development along with our valued partners
Publication - The Economic Times BFSI
Publication - Indian Express
Publication - Business World People
Sharad has 28 years of experience in corporate development strategy, primarily in Non-Life Insurance Industry. He is presently associated with Universal Sompo General Insurance Company as Managing Director & CEO. Previously, he was employed with SBI General Insurance Company in various leadership roles since its inception, in the year 2009 and finally as Head - Distribution till July 2019, appointed as KMP by the Board of Directors.He also had a specific stint in a new General Insurance venture as a Co - Founder, developing business structure, shareholding pattern, and long - term strategy for the proposed venture.Earlier, he was employed with ICICI Lombard General Insurance Company Ltd, since its inception, in the year 2001, in various regional and national leadership roles.In the past, he has worked with large manufacturing organizations, including MRF, Bharat Shell and Reliance Retail. He holds a bachelor’s degree from Delhi College of Arts and Commerce, University of Delhi.He finished Post Graduate Program in Management and completed various Leadership, Management & Governance Programs from Indian School of Business, University of Pennsylvania, Harvard, and Indian Institute of Corporate Affairs. He has been a key - note speaker and a panelist in international insurance summits, held in parts of Asia, South Africa, and Europe.He has been conferred with various awards including '50 Most Talented Retail Professionals of India' by CMO Asia and '50 Most Influential Digital Media Professionals' by World Marketing Congress.
He is a Fellow Member of Institute of Directors,India.
Member of Institute of Internal Auditors, India.
Member of Indian Trust for Rural Heritage & Development.Show MoreShow Less
Takahashi has been associated with Sompo Japan Insurance Inc. since 1995. He has 29 years of experience in the GI business in Asian markets. He was on the Board of Universal Sompo as Nominee Director from April 2015 to March 2019 and subsequently Alternate Director from April 2019 to March 2022. Thereafter, he joined Universal Sompo as Deputy CEO in April 2022. Takahashi oversees Marketing, Investment and Risk functions.Show MoreShow Less
Nilesh is the Chief Financial Officer at Universal Sompo General Insurance. He carries with him over 24 years of experience in the insurance sector. In his prior roles, he has held senior positions across Life, General & Reinsurance companies. His last assignment was with a German reinsurer as Chief Financial Officer, Chief Compliance Officer and Chief Risk Officer. He is a year 2000 batch Chartered Accountant and a Bachelor of Commerce by qualification.Show MoreShow Less
Rishin is a Chartered Financial Analyst (CFA) and Financial Risk Manager (FRM). He is also a certified Insurance Anti-Fraud Professional-III, Fellowship-III, ISO-22301 Business Continuity Lead Implementer and Certified Associate of Indian Institute of Banking and Finance. He holds a Post Graduate Diploma in Banking & Finance and is an Industrial Electronics Engineer. He has a total experience of over 19 years in BFSI sector, out of which 8+ years’ experience is in Insurance Industry. His last assignment was with a private life insurance company as Chief Risk Officer.Show MoreShow Less
Hareshwar has over 24 years of experience in Financial Services, of which over 8 years of experience is in Asset Management. In his previous assignment, he was Chief Investment Officer of a private general insurer. As the Chief Investment Officer of Universal Sompo, he leads a team of investment professionals that manages funds across asset classes. He is a Law graduate from the University of Mumbai and holds a Post Graduate Diploma in Business Management.Show MoreShow Less
Vikas is a fellow of the Institute of Actuaries of India and holds an MBA in Finance from ICFAI University. He has been with Universal Sompo since July 2018. He has a rich experience of over 17 years in the Actuarial domain in General Insurance. In his previous assignment, he was the Appointed Actuary of a multi-national general insurance company. He has also worked with a large private general insurer in his early years.Show MoreShow Less
Priti Singh is a seasoned Global HR Leader. She joins from Mastercard, where she served as the Head of People & Capability for seven years, leading HR functions across South Asia, Eastern Europe, the Middle East, and Africa. Previously, she held roles at several global organizations, including Head of Human Resources for Asia Service Centres at Sun Life Financial and Head of Human Resources at AXA XL. Priti has also served as a Director on the Boards of Mastercard Technology, Sun Life India, and XL India, contributing in strategic leadership, talent management, transformation, diversity and inclusion, culture assimilation, and leadership development.Show MoreShow Less
Aarti is a Fellow Company Secretary, Fellow of the Insurance Institute of India and a Law Graduate. She has over 21 years of rich experience, having worked in Life Insurance, General Insurance and Composite Insurance Broking. She has spearheaded legal and compliance in her past assignments and has been instrumental in setting up best governance practices and compliance. Her area of expertise includes Corporate Law, Corporate Governance, Legal & Compliance and Quality Assurance.Show MoreShow Less
Sameer is the Chief Compliance Officer at Universal Sompo General Insurance. A seasoned professional with over a decade of experience in the general insurance sector, his expertise, coupled with his strong academic background in law and commerce including a Bachelor in Legislative Law and Company Secretary qualification, he is committed to further strengthen Company’s compliance framework, especially within the dynamic environment of ever-evolving regulations.Show MoreShow Less
Varsha comes with an extensive experience of 30 years performing diverse roles in UW, Claims, Operations & Marketing for Life, Health & Group Business.Her last assignment was with a global reinsurer where she was associated as Chief UW Officer & Head of Claims.Varsha is a Fellow-Insurance Institute of India, Life Management Institute, and Academy of Life Underwriting.She has played an active role in Insurance Industry associations for over a decade. Her accolades also include being a Syllabus Committee Member for Diploma and Advanced Diploma in Life Underwriting, by Industry Association launched in association with Insurance Institute of India and Academy of Life Underwriting.Show MoreShow Less
Vikram has 16 years of Tech experience in the General Insurance sector. He has completed his Master of Business Administration and was heading Information Technology of a global insurer in India and Asia, carrying out System Transformation, Digitalisation, Tech Operations, and development of API ecosystems. He has led multi-million-dollar digital transformations, delivering innovative solutions, and creating best in class digital ecosystems.Show MoreShow Less
Prasanna is a Chartered Accountant, CISA (Certified Information Systems Auditor) and a Member of the Institute of Internal Auditors. He has a rich experience of over 18 years in Internal Audit, Risk Management and Business Process improvement in BFSI sector, out of which 15+years’ experience has been in Insurance Industry. He has a proven track record in Risk Based Audits, Audit planning & testing and Control evaluation with large Life and General Insurance Companies. He has been with Universal Sompo since August 2022.Show MoreShow Less
Arti comes with over 29 years of experience in General Insurance domain. She has done post-graduation from Mumbai University and MBA in Insurance from ICFAI University. She is a Fellowship from Chartered Insurance Institute (CII), U.K and is a Fellow from Insurance Institute of India (III). She started her career with a public sector insurance undertaking. She was also associated with large-size private general insurance companies in India. At Universal Sompo, Arti spearheads the Underwriting & Product DepartmentShow MoreShow Less
Rajesh has a rich experience of over 32 years in Insurance domain. He is a commerce graduate. He has been associated with domestic reinsurer and renowned private general insurers at senior management position in the Reinsurance Domain. Rajesh heads Reinsurance department at Universal SompoShow MoreShow Less
Universal Sompo General Insurance Co. Ltd. is committed to delivering comprehensive risk solutions with a foundation built on care, resilience, and proactive support. We prioritize the well-being of our customers, employees, and communities through strategic initiatives that enhance security and awareness.
Our customer-centric approach is reinforced through health camps and awareness roadshows, empowering individuals with the knowledge to make informed decisions. In times of crisis, we leverage our extensive network to provide swift and effective assistance, ensuring continuity and peace of mind.
Within our organization, we foster a culture of excellence through structured training programs, rewards and recognition frameworks, welfare initiatives, and cultural engagements that drive employee satisfaction and productivity.
As a responsible corporate entity, we champion diversity and inclusion, cybersecurity awareness, and insurance literacy, equipping stakeholders with essential knowledge to navigate an evolving risk landscape.
More than just an insurer, Universal Sompo General Insurance is a trusted partner in security, growth, and social responsibility, consistently setting new benchmarks in service excellence and community impact.
Our health benefits include comprehensive medical, dental, and vision coverage, mental health support, and wellness programs tailored to different age groups and health needs.
We offer generous parental leave policies that support both mothers and fathers, ensuring they can balance their professional and personal responsibilities.
Employees are encouraged to give back to their communities with dedicated volunteering leave.
Programs promoting mental and physical health, including wellness workshops, fitness sessions, and stress management support.
Employees benefit from flexible hours, hybrid work models, and dedicated "Work from Anywhere" Saturdays, creating a more balanced and productive work environment.
We offer tuition reimbursement, scholarships, and a Study Support Program to aid employees in furthering their education. This includes support for examinations conducted by the Insurance Institute of India and the Actuarial Study Program to promote insurance education.
Programs designed to help fresh graduates transition seamlessly into the corporate environment.
Hands-on training and learning opportunities for employees to develop industry-specific skills.
Our L&D programs are designed to upskill and reskill our employees, ensuring they have the tools and knowledge needed to excel in their roles.
Encouraging career growth through internal promotions and new opportunities within the organization.
We take pride in recognizing trailblazers who redefine success. Our USGI High Gliders awards celebrate excellence across categories—from the enthusiastic Bright Beginner to the collaborative Stronger Together, the innovative Customer Comrade, Values in Action Champion (Fosters a culture of appreciation and motivates employees to embody our values), and the outstanding Top Glider helps in accolades honor those who inspire us to aim higher. We have appreciative culture within the organization and celebrate with Kudos cards during Appreciation days.
Diversity, Equity and Inclusion (DEI) is more than a value; it’s the backbone of our culture. Initiatives like Herizon, and Women Returnship Program empower women to lead fearlessly, while inclusive practices ensure that everyone feels seen, heard, and valued.
Herizon is a comprehensive initiative designed to empower women at Universal Sompo. It is open to all women employees. This network provides a platform for women to connect, collaborate, and thrive in their professional journeys
The Women Returnship Program, known as Restart Your Career, focuses on helping women who have taken a career break return to the workforce. This program provides the necessary resources, support, and flexibility to succeed.
The Women Walk-in Recruitment Drive is an exclusive hiring event designed to provide women with direct access to job opportunities. This initiative aims to create a supportive environment for women to explore career options and network with industry professionals.
The Women Walk-in Recruitment Drive is an exclusive hiring event designed to provide women with direct access to job opportunities. This initiative aims to create a supportive environment for women to explore career options and network with industry professionals.
A Program facilitated by Sompo, where global leaders mentor selected women leaders at Universal Sompo through the Ten Thousand Coffees platform.