Delighted to inform you that we have gone LIVE at the PAYTM platform with the “MOTOR RENEWAL” instance where on the fore-front, Private Car & Two wheeler would be available there for the renewal.
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Motor Private Car


Private Car Insurance Policy covers Vehicles used for social, domestic and pleasure purpose and also for professional purpose (excluding carriage of goods other than samples) of the insured or used by insured's employees for such purpose but excluding use for hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.
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The Policy covers loss or damage to the vehicle insured arising out of:

  • Fire, explosion, self ignition, lightning, burglary, theft, riot, strike, malicious act, terrorism, earthquake, flood, typhoon, accidental external means, landslide or rockslide, road/rail/inland waterway/air transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident invulving the vehicle as required under Motor Vehicle Act.

The Policy further provides for compulsory Personal Accident cover for owner driver.

  • Loss of accessories
  • Legal liability to paid driver, cleaner or any workman
  • Personal Accident to the occupants
  • Increased legal liability to property damage of third party for a limit of Rs 7.5 lakhs 
  • Nil Depreciation cover
  • Return to Invoice
  • Daily Cash Allowance
  • Accidental Hospitalization Clause for Family
  • Key Replacement
  • Road Side Assistance
  • Cost of Consumables
  • Secure Towing (Higher Towing and Removal Costs)
  • Hydrostatic Lock Cover
  • Engine Protector
  • NCB Protector

For Complete List of Add-Ons, please Click Here

For Complete Terms and Conditions, please Click Here

  • Provision of No Claims bonus for claims free experience.
  • Discount for opting higher vuluntary excess
  • Discount for approved anti-theft devices installed in the vehicle.
  • Concession for specially designed/modified vehicle for blind, handicapped and mentally challenged persons
  • Depreciation, for the parts needing replacement in the accident is defined.
  • Discount for specially Designed/ Modified vehicles for the blind, handicapped and mentally challenged persons.
  • Any accidents outside the Geographical Area
  • Consequential loss, normal wear and tear
  • Driving without valid licence for the class of vehicle. Driving under the influence of liquor/drugs
  • Vehicle not being used as per Limitation as to use defined

Note: The above are only the salient features of the Policy , for complete terms and conditions please refer to Policy Wordings.

Two Wheeler Insurance Policy covers vehicles used for social, domestic and pleasure purpose and also for professional purpose (excluding carriage of goods other than samples) of the insured or used by insured's employees for such purpose but excluding use for hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.
Renew Now

The Policy covers loss or damage to the vehicle insured arising out of:

  • Fire, explosion, self ignition, lightning, burglary, theft, riot, strike, malicious act, terrorism, earthquake, flood, typhoon, accidental external means, landslide or rockslide, road/rail/inland waterway/air transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident invulving the vehicle as required under Motor Vehicle Act.

The Policy further provides for compulsory Personal Accident cover for owner driver.

  • Loss of accessories-electrical or electronic
  • Legal liability to paid driver, cleaner or any workman
  • Personal Accident to the pillion riders
  • Nil Depreciation cover
  • Return to Invoice
  • Daily Cash Allowance
  • Manufacturer's Selling Price / On Road Price
  • Loss of Driving License
  • Additional Accidental Injury Compensation(Owner)
  • Winder PA Benefit (Owner)
  • Accidental Hospitalization cover for Family
  • Hospital Daily Cash
  • Additional Accidental Injury Compensation (Family)
  • Driving - Train Protect (Cover for Child parts of Engine, Differential and Gear Box)
  • Cost of Consumables
  • Road side Assistance for Two Wheelers
  • Engine Protector
  • NCB Protector

For Complete List of Add-Ons, please Click Here

  • Provision for No Claims bonus for claims free experience
  • Discount for opting higher voluntary excess
  • Discount for provision of approved anti-theft devices installed in the vehicle
  • Concession for specially designed/modified vehicle for blind, handicapped and mentally challenged persons
  • Depreciation, for the parts needing replacement in the accident is defined
  • Any accidents outside the Geographical Area
  • Consequential loss, normal wear and tear
  • Driving without valid license for the class of vehicle. Driving under the influence of liquor/drugs
  • Vehicle not being used as per "Limitation as to use" defined in the Policy

Note: The above are only the salient features of the Policy , for complete terms and conditions please refer to Policy Wordings.

Passenger Carrying Vehicle Insurance Policy covers Vehicles used for carriage of passenger for hire or reward, except for racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.
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The Policy covers loss or damage to the vehicle insured arising out of:

  • Fire, explosion, self ignition, lightning, burglary, theft, riot, strike, malicious act, terrorism, earthquake, flood, typhoon, accidental external means, landslide or rockslide, road/rail/inland waterway/air transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident invulving the vehicle as required under Motor Vehicle Act.

The Policy further provides for compulsory Personal Accident cover for owner driver.

  • Loss of accessories
  • Wider legal liability to paid driver, cleaner or any workman
  • Personal Accident to the occupants
  • Provision of No Claims bonus for claims free experience.
  • Discount for opting higher vuluntary excess
  • Discount for approved anti-theft devices installed in the vehicle.
  • Concession for specially designed/modified vehicle for blind, handicapped and mentally challenged persons
  • Depreciation, for the parts needing replacement in the accident is defined.
  • Any accidents outside the Geographical Area
  • Consequential loss, normal wear and tear
  • Driving without valid licence for the class of vehicle. Driving under the influence of liquor/drugs
  • Vehicle not being used as per Limitation as to use defined

The details furnished above do not constitute the entire terms and conditions. For more details please refer to our Policy Wordings.

Goods Carrying Vehicle Insurance Policy covers Vehicles used for carriage of goods or used by insured, insured's employees for such purpose or used for hire or reward, except for racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.

The Policy covers loss or damage to the vehicle insured arising out of:

  • Fire, explosion, self ignition, lightning, burglary, theft, riot, strike, malicious act, terrorism, earthquake, flood, typhoon, accidental external means, landslide or rockslide, road/rail/inland waterway/air transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident invulving the vehicle as required under Motor Vehicle Act.

The Policy further provides for compulsory Personal Accident cover for owner driver.

  • Loss of accessories
  • Legal liability to paid driver, cleaner or any workman
  • Personal Accident to the occupants
  • Provision of No Claims bonus for claims free experience.
  • Discount for opting higher vuluntary excess
  • Discount for approved anti-theft devices installed in the vehicle.
  • Concession for specially designed/modified vehicle for blind, handicapped and mentally challenged persons
  • Depreciation, for the parts needing replacement in the accident is defined.
  • Discount for restricted area of usage
  • Any accidents outside the Geographical Area
  • Consequential loss, normal wear and tear
  • Driving without valid licence for the class of vehicle. Driving under the influence of liquor/drugs
  • Vehicle not being used as per Limitation as to use defined

Note:The above are only the salient features of the Policy , for complete terms and conditions please refer to Policy Wordings.

Miscellaneous Vehicle Insurance Policy covers Vehicles used for special purpose of the insured or used by insured's employees for such purpose and in specific cases for hire or reward, but excluding racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.

The Policy covers loss or damage to the vehicle insured arising out of:

  • Fire, explosion, self ignition, lightning, burglary, theft, riot, strike, malicious act, terrorism, earthquake, flood, typhoon, accidental external means, landslide or rockslide, road/rail/inland waterway/air transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident involving the vehicle as required under Motor Vehicle Act 1989.

The Policy further provides for compulsory Personal Accident cover for owner driver.

  • Loss of accessories - electric or electronic
  • Legal liability to paid driver, cleaner or any workman
  • Personal Accident to the occupants
  • Provision of No Claims bonus for claims free experience.
  • Discount for opting higher vuluntary excess
  • Discount for approved anti-theft devices installed in the vehicle.
  • Concession for specially designed/modified vehicle for blind, handicapped and mentally challenged persons
  • Depreciation, for the parts needing replacement in the accident is defined.
  • Discount for restricted area of usage
  • Any accidents outside the Geographical Area
  • Consequential loss, normal wear and tear
  • Driving without valid licence for the class of vehicle. Driving under the influence of liquor/drugs
  • Vehicle not being used as per Limitation as to use defined

Note:The above are only the salient features of the Policy , for complete terms and conditions please refer to Policy Wordings.

Prospectus
Policy Wording