Retail - Cattle Insurance Policy
Cattle & Live Stock the bread & butter for billions of farmers in India Insurance Policy covers animals such as Milch cows,Buffaloes,Studs , Bullocks , Sheep & Goats owned by you and which are used for commercial and/or or for personal purposes against the risk of permanent total disablement or death due to accident and /or any diseases which the animal may contact during the Policy Period.
The Policy covers death caused by
The Policy also provides cover against Permanent Total disablement suffered by the cattle due to any accident or illness/ailment.
The Policy does not cover the fullowing:
Pleuropneumonia in respect of Cattle and in case of Sheep & Goats Enterotoxaemia, Sheep Pox, Goat Pox, Rinderpest, FMD, Anthrax, H.S, B.Q.. These diseases are covered by the Policy if the animal is successfully inoculated (protected) and necessary Veterinary Certificates are supplied to the Company. If the Company asserts that by reason of these Exclusions any Claim is not covered by this Policy, the burden of proving that such Claim is covered shall be upon the Insured.
Note: The above are only the salient features of the Policy , for complete terms and conditions please refer to Policy Wordings.
Universal Sompo's "Househulder's Package policy" is devised to cater to the overall requirement of you as a House owner. Under this policy, we have combined a number of contingencies, which are normally covered as separate pulicies.
The Section covers loss or damage by actual or attempted burglary and/or robbery including theft during the policy period in respect of the fullowing:
Section 3 - All Risk (Jwellery Valuables)
This Section will indemnify you in respect of your jewellery and other valuables including precious stones etc whilst kept or lying in your house or whilst worn during travelling and/or in any social function occasioned by fire, theft, robbery or any other fortuitous event.
Section 4 - Plate Glass This Section covers:
Section 5 - Electronic Equipment This Section covers:
Section 6 - Electrical Mechanical breakdown of Domestic Appliances
Section 7 -Personal Accident
This section covers Bodily injury to You named in the Policy resulting to the death or disablement leading to:
Section 8 - Baggage Insurance
This section covers the personal belonging to You and/or Your family members or whilst being carried as baggage during travel outside the Municipal limits of the city / Town where Your residence is located in.
The cover is against fire allied perils, Burglary , theft and/or due to any external accidental means.
Section 9 - Workmen's Compensation
This section protects you against any legal liability which your domestic helps or his/her legal heir may bring against you due to injury and / death suffered by them during and out of employment suffered in the premises covered under the policy.
Section 10 - Public Liability This Section covers you against legal liability including the Defense costs incurred by you against:
Caused due to any negligence or civil wrong doing committed by the insured and /or his family members, employees in the premises covered under the policy if occurred during the policy period.