Instant Policy can be bought online or through agents with minimum documentation without pre-medical checkup up to age of 55 years for healthy individuals.

We will provide benefits for the following subject to the level of Sum Insured chosen and the benefits detailed in Your Policy Schedule. All costs incurred must be Medically Necessary and subject to Reasonable and Customary Charges.

We are not liable for any treatment which begins during waiting periods except if you suffer an accident.