Customer Care Helpline :1800 22 4030, 1800 200 4030, 022 - 27 63 9800, 022 - 39 13 3700

Health Product Customers Helpline:1800 200 5142, 022 - 39 63 5200


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Health is the heart of economic, political and social prosperity of a nation. As an initiative towards the common goal of individual wellbeing, Universal Sompo General Insurance Company presents –Aarogyam, for evolving health needs of customers.

Aarogyam is the initiative to provide easy access to healthcare services in form of discounts and special offers extend to you, offered by Independent Service Providers like diagnostic centres, pharmacy & dental consultations & procedures.

Just present your Health Card at the respective centres and avail special offers.

Diagnostic Labs

20% discount on Pathology services.

25% discount on OPD services.

10% discount on test

15% discount on Health Checkups

15% discount on all In-house Pathology Services & Radiology Services

20% discount on Health Packages


10%discount on Medicines

5%discount on FMCG Products

20% discount on Medicines

20% discount on Medicines

10% discount on DPCO products

Annual Health Check-Ups

Fixed discounts on various services

Dental Care

50% on consultation

50% on consultation



"The discounts rebates/services are being solely offered and provided by Independent Providers [hereinafter referred to as "Service Providers"]. It is at the will of the customer to avail the goods/services and at the discretion of Independent Provider to provide the same, to the health card holders of Universal Sompo General Insurance Company Limited on direct payment to the service provider by cash or card. The usage of such goods/services shall be independent to the contract of insurance between the customer and Company. Offers can be withdrawn by Service Provider without any prior intimation to health card holders of USGICL. Company does not represent, assure or endorse the accuracy, completeness or reliability of the services provided by Service Provider and hence shall not be in any way liable or responsible for any losses/sufferings, if any, incurred by any of the card holders of USGICL. For any disagreement or dispute of goods/services, Universal Sompo General Insurance Company Limited shall not be liable and not be ask to intervene, mediate or resolve such disputes or disagreements. Any claim for reimbursement of any amount of whatsoever name for discounts/rebates or otherwise shall not be entertained by Company. Reliance upon the services of Service Provider may be taken by Card holder of Company after careful decision and same shall be at their sole decision and Universal Sompo General Insurance Company Limited is not in any way responsible/ liable for the services/rebate/discounts etc."

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Universal Sompo General Insurance Co. Ltd. purpose is to keep you updated on the latest products and services; we convey such information email or the phone and only to those whom we think will find these products and services interesting and beneficial.

Universal Sompo respects and value your privacy and understand that some of you may not wish to be contacted over the phone for promotions for our telemarketing activities or receive e-mailers.

In case you do not want us to contact you on your cell phone or landline number or email address, you may use the Do Not Call form given below and register your phone number(s) that you want excluded from our telemarketing list. The details that you enter in the form will remain confidential.

We will take all efforts not to disturb you on the numbers and email addresses provided by you.

Please allow 30 working days for the removal of the specified numbers from our telemarketing lists.

Click here for Do Not Call Registry.